Quick Take on Fixed Income
Q: What are the benefits of buying higher coupon bonds? A: A higher coupon or “premium” bond has a higher coupon rate than the current market interest rate and will trade above par. These bonds sell for more than 100...
Quick Take: Benefits of Buying Higher Coupon Bonds
Q: What are the benefits of buying higher coupon bonds? A: A higher coupon or “premium” bond has a higher coupon rate than the current market interest rate and will trade above par. These bonds sell for more than 100...
Important Decisions: Appointing Trustees and Guardians
by Brad Jenkins Life is hectic. Dealing with jobs, friends, family, and everything else you have on your plate contributes to that rapid pace. When you add children to the mix, it doesn’t get any easier. At some point, we...
From the Sharpie of Carl Richards: Happiness While on Vacation
When it comes to vacation planning, many vacationers tend to forget the planning part. Carl Richards, director of investor education for the BAM ALLIANCE, writes the “Sketch Guy” column for The New York Times. He offers a two-step process for...
Travel Lessons
Overview: A typical vacation planning checklist is bound to include the usual considerations: booking a rental car, making hotel reservations and testing how much can really fit into that carry-on luggage. But not as many travelers consider what they would...
The Lies We Tell Ourselves: Things We Tell Ourselves on Our Journey to Financial Freedom
by Stephen High As the saying goes, the worst lies are the ones we tell ourselves. It’s not that we intend to deceive ourselves. Sometimes, we can have an unhealthy perception of reality, especially when it comes to planning for...
Evidence Based Investing: The Importance of Education
It is our desire and intent to educate clients about how capital markets work and to provide them with the information necessary for their financial well-being. The advice to follow an evidence-based approach to investing is significantly different from...
Evidence Based Investing: The Five-Point Plan
Point 1: Markets Are Efficient Public information is of little fundamental value. New information is so quickly incorporated into asset prices that use of this knowledge cannot be expected to consistently yield superior risk-adjusted returns. Point 2: Risk and...
What Makes a College Essay Stand Out From the Rest
Seth Allen, Dean of Admissions and Financial Aid, Pomona College, Claremont, Calif. College essays carry far more weight than they have in previous decades. With a record number of students applying for college, admissions offices have become highly selective when...
A College Student’s Viewpoint: The Game of Life, Riding a Bike and the Decision to Go to College by Brian Zdrowak and Jessie Zdrowak
When you were a child, did you ever play the board game Life? In the very beginning of the game, each player has a decision to make: Do they enroll in college, or head off into the work world? Heading...
